Cutting Motoring Costs

The cost of motoring is higher than ever, and many drivers are looking for tips on how to save money. Unfortunately we can’t control the price of fuel, but we can give you some advice on how to how to keep motoring affordable.

Go eco

Choosing a car that emits less carbon dioxide helps to save you money on running costs. Cars are classified into tax bands, A to M depending on their emissions levels. The less CO2 your vehicle emits, the lower the tax. Owners of cars in bands A to C pay the least, and there is a significant leap between class C (£30.00 for 12 months’ tax) and class D (£110 for 12 months’ tax).


Car insurance is a major factor in car running costs. The price of your premium will depend on the type of car you drive, the engine size, cost of repairs and whether you have made modifications. A small city runaround will be cheaper to insure than a 4×4, so choose something that suits your needs and budget. You can learn more about car insurance on our dedicated page.


Keeping your vehicle in good condition will help you to avoid costly garage bills. Taking time to check tyres, oil, coolant etc. will ensure your don’t run into trouble or have to pay for unexpected and expensive repairs. Regular servicing is a good way to maintain your vehicle and many manufacturers offer service plans when you purchase your vehicle, which can save you money long term.


When it comes to filling up, many people have the luxury of having a few garages within easy driving distance of their home or workplace. Sometimes it’s worth driving a little further to go to a cheaper fuel station.

You can also save on fuel by driving slower. There’s a money saving element to sticking at 70mph on the motorway, as well as a legal one – it’s up to 11% more efficient than driving at 80mph.


Car sharing is a great way to cut down on motoring expenses. If, for example, a colleague lives near you, ask them if they want to share the driving with you and drive alternate weeks. It’s more sociable and helps you save.


Parking costs are especially high in town and city centres, so if you’re looking to save money it’s worth finding somewhere cheaper. Many towns have car parks that are just outside the centre, perhaps a five or ten minute walk, and reward you with lower (sometimes free) parking charges. It never hurts to get a little extra exercise either!